:root {
  --mint: #16b887;
  --mint-dark: #0d9c71;
  --mint-light: #2fd6a0;
  --gold: #ffb800;
  --gold-dark: #f09c00;
  --ink: #16283a;
  --ink-soft: #5b6b7b;
  --bg: #f6fbf9;
  --card: #ffffff;
  --radius: 16px;
  --shadow: 0 10px 40px rgba(22, 40, 58, 0.10);
}

* { box-sizing: border-box; margin: 0; padding: 0; }
[hidden] { display: none !important; }

html { scroll-behavior: smooth; }
body {
  font-family: "Segoe UI", -apple-system, BlinkMacSystemFont, "PingFang SC", "Microsoft YaHei", "Noto Sans Devanagari", sans-serif;
  color: var(--ink); background: var(--bg); line-height: 1.6;
  -webkit-tap-highlight-color: transparent; overflow-x: hidden;
}

.btn { border: none; cursor: pointer; font-weight: 700; border-radius: 12px; transition: transform .12s ease, box-shadow .12s ease, background .12s ease; }
.btn:active { transform: translateY(1px) scale(.99); }
.btn--primary { background: var(--mint); color: #fff; box-shadow: 0 6px 20px rgba(22,184,135,.35); }
.btn--primary:hover { background: var(--mint-dark); }
.btn--gold { background: linear-gradient(180deg, #ffd54a, var(--gold)); color: #5c3d00; box-shadow: 0 6px 18px rgba(255,184,0,.4); }
.btn--gold:hover { background: linear-gradient(180deg, #ffdf6b, var(--gold-dark)); }

/* ===== 顶栏 ===== */
.navbar { position: sticky; top: 0; z-index: 60; background: rgba(255,255,255,.92); backdrop-filter: blur(12px); border-bottom: 1px solid #eef3f0; }
.navbar__inner { max-width: 1120px; margin: 0 auto; padding: 10px 20px; display: flex; align-items: center; justify-content: space-between; gap: 14px; }
.navbar__logo .logo { height: 30px; }
.logo-text { font-weight: 800; color: var(--mint); font-size: 18px; }
.navbar__actions { display: flex; align-items: center; gap: 10px; }
.navbar__countdown { display: flex; align-items: center; gap: 7px; background: #fff4f4; border: 1px solid #ffd7d7; color: #e63946; padding: 6px 12px; border-radius: 999px; font-size: 12px; white-space: nowrap; }
.navbar__countdown b { font-family: "Consolas", monospace; font-weight: 800; font-size: 14px; }
.lang-switch { display: inline-flex; background: #f0f6f3; border-radius: 999px; padding: 3px; gap: 2px; }
.lang-btn { border: none; background: transparent; cursor: pointer; font-weight: 700; font-size: 13px; padding: 6px 13px; border-radius: 999px; color: var(--ink-soft); transition: all .15s; }
.lang-btn.active { background: var(--mint); color: #fff; box-shadow: 0 2px 8px rgba(22,184,135,.35); }
.navbar__cta { padding: 9px 16px; font-size: 14px; white-space: nowrap; }

/* ===== 首屏（全屏 + 金币雨） ===== */
.hero { position: relative; overflow: hidden; min-height: 100svh; display: flex; align-items: center; background: linear-gradient(160deg, #d7f7eb 0%, #eefaf5 45%, #f6fbf9 75%, #ffffff 100%); }
.hero__glow { position: absolute; top: -140px; right: -140px; width: 460px; height: 460px; background: radial-gradient(circle, rgba(255,184,0,.28), transparent 70%); border-radius: 50%; pointer-events: none; }
.coin-rain-canvas { position: absolute; inset: 0; width: 100%; height: 100%; pointer-events: none; z-index: 0; }
.hero__inner { position: relative; z-index: 1; max-width: 760px; margin: 0 auto; padding: 70px 20px 110px; text-align: center; width: 100%; }
.hero__chip { display: inline-block; background: rgba(255,255,255,.7); color: var(--mint-dark); padding: 6px 16px; border-radius: 999px; font-size: 14px; font-weight: 600; margin-bottom: 18px; box-shadow: 0 2px 8px rgba(22,184,135,.1); }
.hero h1 { font-size: 40px; line-height: 1.1; font-weight: 800; letter-spacing: -.5px; }
.hero__amount { display: block; font-size: clamp(60px, 13vw, 104px); line-height: 1; font-weight: 800; background: linear-gradient(90deg, var(--mint-dark), var(--mint)); -webkit-background-clip: text; background-clip: text; color: transparent; margin: 6px 0; }
.hero__minutes { display: inline-block; margin-top: 8px; background: linear-gradient(180deg,#fff7e0,#ffeec2); color: #7a5200; padding: 9px 20px; border-radius: 999px; font-size: 19px; font-weight: 800; box-shadow: 0 6px 18px rgba(255,184,0,.3); }
.hero__sub { margin: 18px 0 24px; color: var(--ink-soft); font-size: 16px; }
.apply-form { display: flex; gap: 10px; max-width: 520px; margin: 0 auto 14px; }
.apply-form__field { flex: 1; display: flex; align-items: center; background: #fff; border: 2px solid #e3ece8; border-radius: 12px; overflow: hidden; transition: border-color .15s; }
.apply-form__field:focus-within { border-color: var(--mint); }
.apply-form__prefix { padding: 0 14px; font-weight: 700; color: var(--ink-soft); border-right: 1px solid #eef3f0; }
.apply-form__field input { flex: 1; border: none; outline: none; padding: 15px 14px; font-size: 16px; min-width: 0; }
.apply-form__btn { padding: 15px 22px; font-size: 16px; white-space: nowrap; }
.reward-bar { display: inline-flex; align-items: center; gap: 8px; max-width: 520px; background: linear-gradient(90deg,#fff7e0,#ffeec2); border: 1px solid #ffd97a; color: #7a5200; padding: 10px 16px; border-radius: 12px; font-size: 14px; font-weight: 600; margin-bottom: 14px; }

/* 剩余名额进度条 */
.quota { max-width: 520px; margin: 0 auto 16px; text-align: left; }
.quota__head { display: flex; justify-content: space-between; align-items: center; font-size: 13px; margin-bottom: 6px; }
.quota__head b { color: #e63946; }
.quota__bar { height: 10px; background: #e3ece8; border-radius: 999px; overflow: hidden; }
.quota__bar span { display: block; height: 100%; background: linear-gradient(90deg, var(--gold), #ff6b6b); border-radius: 999px; transition: width .6s ease; }

.hero__trust { display: flex; flex-wrap: wrap; justify-content: center; gap: 18px; margin-top: 16px; font-size: 14px; color: var(--ink-soft); }
.hero__trust b { color: var(--mint-dark); }

/* ===== 数据条卡片（重叠首屏） ===== */
.stats-bar { position: relative; z-index: 10; margin-top: -70px; padding: 0 20px; }
.stats-bar__grid { max-width: 720px; margin: 0 auto; display: grid; grid-template-columns: repeat(3, 1fr); background: #fff; border: 1px solid #e8f2ed; border-radius: 16px; overflow: hidden; box-shadow: var(--shadow); }
.stats-bar__item { padding: 18px 10px; text-align: center; border-right: 1px solid #eef3f0; }
.stats-bar__item:last-child { border-right: none; }
.stats-bar__label { display: block; font-size: 11px; color: var(--ink-soft); text-transform: uppercase; letter-spacing: .5px; margin-bottom: 4px; }
.stats-bar__value { font-size: 20px; font-weight: 800; color: var(--mint-dark); }
.stats-bar__value span { font-size: 13px; }

/* ===== 通用分区 ===== */
section { padding: 60px 20px; }
.rewards__inner, .steps__inner, .features__inner, .stats__inner, .partners__inner, .reviews__inner, .faq__inner, .final-cta__inner { max-width: 1120px; margin: 0 auto; }
.rewards, .features, .reviews { background: #fff; }

/* ===== 奖励展示 ===== */
.rewards { text-align: center; }
.rewards__inner { max-width: 900px; }
.rewards h2, .steps h2, .features h2, .reviews h2, .faq h2, .final-cta h2 { font-size: 30px; font-weight: 800; }
.rewards > .rewards__inner > p { color: var(--ink-soft); margin: 10px 0 28px; }
.rewards__grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; margin-bottom: 26px; }
.rewards__card { background: #f6fbf9; border: 1px solid #e8f2ed; border-radius: 16px; padding: 26px 18px; display: flex; flex-direction: column; align-items: center; gap: 8px; }
.rewards__card--gold { background: linear-gradient(160deg,#fff7e0,#fffdf5); border-color: #ffd97a; }
.rewards__icon { font-size: 40px; }
.rewards__card b { font-size: 17px; }
.rewards__card span:last-child { font-size: 13px; color: var(--ink-soft); }
.rewards__cta { padding: 15px 30px; font-size: 17px; }

/* ===== 三步引导 ===== */
.steps { text-align: center; }
.steps__grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; margin-top: 34px; }
.steps__item { position: relative; background: #fff; border-radius: 16px; padding: 30px 20px; box-shadow: var(--shadow); display: flex; flex-direction: column; align-items: center; gap: 8px; }
.steps__num { position: absolute; top: -16px; left: 50%; transform: translateX(-50%); width: 32px; height: 32px; border-radius: 50%; background: var(--mint); color: #fff; font-weight: 800; display: flex; align-items: center; justify-content: center; box-shadow: 0 4px 10px rgba(22,184,135,.4); }
.steps__icon { font-size: 38px; }
.steps__item b { font-size: 16px; }
.steps__item span:last-child { font-size: 13px; color: var(--ink-soft); }

/* ===== 为什么选择 ===== */
.features h2 { text-align: center; margin-bottom: 30px; }
.features__grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; }
.features__card { background: #f6fbf9; border: 1px solid #e8f2ed; border-radius: 14px; padding: 22px; display: flex; flex-direction: column; gap: 6px; }
.features__icon { font-size: 28px; }
.features__card b { font-size: 16px; }
.features__card span:last-child { font-size: 13px; color: var(--ink-soft); }

/* ===== 信任数据条 ===== */
.stats { padding: 34px 20px; background: linear-gradient(90deg, var(--mint-dark), var(--mint)); color: #fff; }
.stats__label { text-align: center; font-size: 12px; letter-spacing: 2px; text-transform: uppercase; opacity: .85; margin-bottom: 18px; font-weight: 700; }
.stats__grid { display: grid; grid-template-columns: repeat(5, 1fr); gap: 16px; text-align: center; }
.stats__item b { display: block; font-size: 30px; font-weight: 800; }
.stats__item span { font-size: 13px; opacity: .9; }

/* ===== 信任背书 logo 墙 ===== */
.partners { background: #fff; text-align: center; }
.partners__inner { max-width: 900px; }
.partners h2 { font-size: 26px; font-weight: 800; }
.partners__sub { color: var(--ink-soft); margin: 10px 0 20px; }
.partners__badges { display: flex; flex-wrap: wrap; gap: 10px; justify-content: center; margin-bottom: 24px; }
.partners__badge { background: #f0faf6; border: 1px solid #cdeee2; color: var(--mint-dark); padding: 8px 16px; border-radius: 999px; font-size: 13px; font-weight: 700; }
.partners__wall { display: flex; flex-wrap: wrap; gap: 12px; justify-content: center; }
.partners__logo { display: inline-flex; align-items: center; justify-content: center; min-width: 110px; padding: 14px 20px; background: #f6fbf9; border: 1px solid #e8f2ed; border-radius: 12px; font-weight: 800; font-size: 15px; color: var(--ink-soft); letter-spacing: .5px; }

/* ===== 用户评价 ===== */
.reviews { text-align: center; }
.reviews__sub { color: var(--ink-soft); margin: 10px 0 26px; }
.reviews__grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; text-align: left; }
.reviews__card { background: #f6fbf9; border: 1px solid #e8f2ed; border-radius: 14px; padding: 20px; display: flex; flex-direction: column; gap: 8px; }
.reviews__cat { align-self: flex-start; background: #e6f7f0; color: var(--mint-dark); font-size: 11px; font-weight: 700; padding: 3px 10px; border-radius: 999px; }
.reviews__card h3 { font-size: 16px; font-weight: 800; }
.reviews__card p { font-size: 14px; color: var(--ink-soft); flex: 1; }
.reviews__card cite { color: var(--ink); font-style: normal; font-weight: 700; font-size: 13px; }

/* ===== FAQ ===== */
.faq { text-align: center; }
.faq__inner { max-width: 720px; }
.faq__list { margin-top: 26px; display: flex; flex-direction: column; gap: 10px; text-align: left; }
.faq__item { background: #fff; border: 1px solid #e8f2ed; border-radius: 12px; overflow: hidden; }
.faq__q { padding: 14px 16px; display: flex; justify-content: space-between; align-items: center; cursor: pointer; font-weight: 600; font-size: 15px; }
.faq__icon { font-size: 20px; color: var(--ink-soft); transition: transform .2s; }
.faq__item.active .faq__icon { transform: rotate(45deg); color: var(--mint); }
.faq__a { max-height: 0; overflow: hidden; transition: max-height .3s ease, padding .3s ease; padding: 0 16px; color: var(--ink-soft); font-size: 14px; }
.faq__item.active .faq__a { max-height: 200px; padding: 0 16px 14px; }

/* ===== 最终 CTA ===== */
.final-cta { text-align: center; background: linear-gradient(160deg,#d7f7eb,#f6fbf9); }
.final-cta__inner { max-width: 640px; }
.final-cta p { color: var(--ink-soft); margin: 10px 0 24px; }
.final-cta__btn { padding: 16px 34px; font-size: 18px; }

/* ===== 页脚 ===== */
.footer { background: #0f2436; color: #c8d4dd; padding: 40px 20px 24px; }
.footer__inner { max-width: 1120px; margin: 0 auto; display: grid; grid-template-columns: 2fr 1fr 1fr 1fr; gap: 30px; }
.footer__brand .logo-text { color: #fff; font-size: 22px; font-weight: 800; }
.footer__brand p { margin-top: 8px; font-size: 14px; color: #93a6b4; }
.footer__col h4 { color: #fff; font-size: 14px; margin-bottom: 12px; }
.footer__col a { display: block; color: #a9bbc7; font-size: 13px; padding: 4px 0; text-decoration: none; }
.footer__col a:hover { color: #fff; }
.footer__copy { max-width: 1120px; margin: 26px auto 0; padding-top: 18px; border-top: 1px solid rgba(255,255,255,.1); text-align: center; color: #7d93a2; font-size: 12px; }

/* ===== 刮刮卡弹窗 ===== */
.scratch-modal { position: fixed; inset: 0; z-index: 100; display: flex; align-items: center; justify-content: center; visibility: hidden; opacity: 0; transition: opacity .25s ease, visibility .25s; }
.scratch-modal.show { visibility: visible; opacity: 1; }
.scratch-modal__backdrop { position: absolute; inset: 0; background: rgba(12,25,38,.72); backdrop-filter: blur(3px); }
.scratch-modal__dialog { position: relative; width: min(92vw, 400px); background: #fff; border-radius: 22px; padding: 26px 22px 30px; text-align: center; box-shadow: 0 30px 80px rgba(0,0,0,.35); animation: popIn .35s cubic-bezier(.2,1.4,.4,1); overflow: hidden; max-height: 92vh; overflow-y: auto; }
@keyframes popIn { from { transform: translateY(30px) scale(.92); opacity: 0; } to { transform: none; opacity: 1; } }
.scratch-modal__close { position: absolute; top: 12px; right: 12px; width: 32px; height: 32px; border-radius: 50%; border: none; background: #f0f4f2; color: var(--ink-soft); font-size: 20px; line-height: 1; cursor: pointer; z-index: 10; }
.scratch-head__tag { display: inline-block; background: linear-gradient(90deg,#ffd54a,var(--gold)); color: #6b4500; font-weight: 800; font-size: 12px; padding: 5px 12px; border-radius: 999px; margin-bottom: 10px; }
.scratch-head h2 { font-size: 22px; font-weight: 800; }
.scratch-head p { color: var(--ink-soft); font-size: 14px; margin-top: 6px; }
.scratch-progress { margin: 18px 0 16px; }
.scratch-progress__track { height: 8px; background: #f0f4f2; border-radius: 999px; overflow: hidden; margin-bottom: 10px; }
.scratch-progress__track span { display: block; height: 100%; width: 33.3%; background: linear-gradient(90deg, var(--gold), #ffd54a); transition: width .35s ease; }
.scratch-progress__dots { display: flex; justify-content: center; gap: 10px; }
.scratch-progress__dots .dot { width: 26px; height: 26px; border-radius: 50%; background: #f0f4f2; color: var(--ink-soft); display: flex; align-items: center; justify-content: center; font-size: 12px; font-weight: 700; transition: all .25s; }
.scratch-progress__dots .dot.active { background: var(--gold); color: #fff; transform: scale(1.12); box-shadow: 0 4px 10px rgba(255,184,0,.4); }
.scratch-progress__dots .dot.done { background: var(--mint); color: #fff; }

.scratch-stage { min-height: 250px; }
.scratch-card { position: relative; width: 100%; height: 240px; border-radius: 16px; overflow: hidden; background: linear-gradient(160deg, #fff8e6, #fffdf5); border: 2px dashed #ffd97a; }
.scratch-card__prize { position: absolute; inset: 0; display: flex; flex-direction: column; align-items: center; justify-content: center; gap: 8px; padding: 20px; }
.scratch-card__prize-icon { font-size: 46px; }
.scratch-card__prize-title { font-size: 24px; font-weight: 800; color: var(--ink); }
.scratch-card__prize-desc { font-size: 14px; color: var(--ink-soft); }
.scratch-card__prize-tag { background: linear-gradient(90deg, var(--mint), var(--mint-light)); color: #fff; font-size: 11px; font-weight: 800; padding: 4px 10px; border-radius: 999px; letter-spacing: .5px; }
.scratch-card__canvas { position: absolute; inset: 0; width: 100%; height: 100%; cursor: crosshair; touch-action: none; }
.scratch-card__hint { position: absolute; inset: auto 0 0 0; text-align: center; padding: 8px; font-size: 13px; color: rgba(255,255,255,.95); background: linear-gradient(0deg, rgba(0,0,0,.35), transparent); pointer-events: none; font-weight: 600; }
.scratch-card.is-revealed .scratch-card__canvas { opacity: 0; transition: opacity .5s ease; pointer-events: none; }
.scratch-card.is-revealed { border: 2px solid var(--mint); }
.scratch-actions { margin-top: 18px; display: flex; flex-direction: column; gap: 10px; }
.scratch-actions .btn { padding: 14px; font-size: 16px; width: 100%; }
.scratch-note { font-size: 12px; color: #93a1ad; margin-top: 8px; }
.scratch-summary__trophy { font-size: 56px; animation: bounce 1s infinite; }
@keyframes bounce { 0%,100%{transform:translateY(0)} 50%{transform:translateY(-8px)} }
.scratch-summary__title { font-size: 24px; font-weight: 800; margin: 8px 0; }
.scratch-summary__list { text-align: left; margin: 14px 0; display: flex; flex-direction: column; gap: 10px; }
.scratch-summary__item { display: flex; align-items: center; gap: 10px; background: #f0faf6; padding: 12px 14px; border-radius: 12px; font-size: 15px; font-weight: 600; }
.scratch-summary__total { font-size: 14px; color: #7a5200; background: #fff7e0; padding: 10px; border-radius: 12px; font-weight: 700; }
.scratch-summary__deadline { color: #e63946; font-weight: 700; font-size: 14px; margin: 10px 0; }

/* ===== OTP 弹窗 ===== */
.otp-modal { position: fixed; inset: 0; z-index: 110; display: flex; align-items: center; justify-content: center; visibility: hidden; opacity: 0; transition: opacity .25s ease, visibility .25s; }
.otp-modal.show { visibility: visible; opacity: 1; }
.otp-modal__backdrop { position: absolute; inset: 0; background: rgba(12,25,38,.72); backdrop-filter: blur(3px); }
.otp-modal__dialog { position: relative; width: min(92vw,400px); background: #fff; border-radius: 22px; padding: 28px 24px 30px; text-align: center; box-shadow: 0 30px 80px rgba(0,0,0,.35); animation: popIn .35s cubic-bezier(.2,1.4,.4,1); }
.otp-modal__close { position: absolute; top: 12px; right: 12px; width: 32px; height: 32px; border-radius: 50%; border: none; background: #f0f4f2; color: var(--ink-soft); font-size: 20px; line-height: 1; cursor: pointer; }
.otp__icon { font-size: 44px; }
.otp-modal h2 { font-size: 22px; font-weight: 800; margin-top: 6px; }
.otp__sub { color: var(--ink-soft); font-size: 14px; margin: 8px 0 20px; }
.otp__sub b { color: var(--ink); }
.otp__inputs { display: flex; justify-content: center; gap: 8px; margin-bottom: 20px; }
.otp__box { width: 46px; height: 54px; text-align: center; font-size: 22px; font-weight: 700; border: 2px solid #e3ece8; border-radius: 12px; outline: none; transition: border-color .15s; }
.otp__box:focus { border-color: var(--mint); box-shadow: 0 0 0 3px rgba(22,184,135,.15); }
.otp__timer { font-size: 14px; color: var(--ink-soft); margin-bottom: 14px; }
.otp__timer b { color: var(--mint-dark); font-family: "Consolas", monospace; font-size: 16px; }
.otp__resend { border: none; background: none; color: var(--mint); font-weight: 700; font-size: 15px; cursor: pointer; margin-bottom: 14px; text-decoration: underline; }
.otp__submit { width: 100%; padding: 14px; font-size: 16px; }
.otp__error { color: #e63946; font-size: 13px; margin-top: 10px; }

/* ===== Toast ===== */
.toast-wrap { position: fixed; left: 16px; bottom: 16px; z-index: 90; display: flex; flex-direction: column; gap: 10px; }
.toast { display: flex; align-items: center; gap: 10px; background: #fff; border-radius: 12px; padding: 12px 16px; box-shadow: 0 12px 30px rgba(0,0,0,.18); border-left: 4px solid var(--mint); animation: toastIn .4s ease; max-width: 300px; font-size: 14px; }
@keyframes toastIn { from { transform: translateX(-120%); opacity: 0; } to { transform: none; opacity: 1; } }
.toast.out { animation: toastOut .4s ease forwards; }
@keyframes toastOut { to { transform: translateX(-120%); opacity: 0; } }
.toast__avatar { width: 36px; height: 36px; border-radius: 50%; background: linear-gradient(135deg, var(--mint), var(--mint-light)); color: #fff; display: flex; align-items: center; justify-content: center; font-weight: 800; flex-shrink: 0; }
.toast b { color: var(--mint-dark); }
.confetti-canvas { position: fixed; inset: 0; pointer-events: none; z-index: 120; }

/* ===== 产品导航 ===== */
.nav { background: #fff; border-bottom: 1px solid #eef3f0; }
.nav__inner { max-width: 1120px; margin: 0 auto; display: flex; gap: 26px; overflow-x: auto; padding: 0 20px; }
.nav a { display: inline-block; padding: 12px 2px; font-size: 14px; font-weight: 600; color: var(--ink-soft); white-space: nowrap; border-bottom: 2px solid transparent; text-decoration: none; }
.nav a:hover { color: var(--mint-dark); border-bottom-color: var(--mint); }

/* ===== EMI 计算器 ===== */
.emi { padding: 60px 20px; background: #fff; }
.emi__inner { max-width: 720px; margin: 0 auto; }
.emi__head { text-align: center; margin-bottom: 28px; }
.emi__head h2 { font-size: 28px; font-weight: 800; }
.emi__head p { color: var(--ink-soft); }
.emi-card { background: #fff; border: 1px solid #e8f2ed; border-radius: 18px; padding: 24px; box-shadow: var(--shadow); }
.emi-card__row { margin-bottom: 18px; }
.emi-card__row label { display: block; font-size: 14px; font-weight: 600; margin-bottom: 6px; }
.emi-card__row input[type="range"] { width: 100%; accent-color: var(--mint); cursor: pointer; }
.emi-card__value { display: inline-block; margin-top: 4px; font-weight: 800; color: var(--mint-dark); font-size: 15px; }
.emi-card__result { background: #f0faf6; border-radius: 14px; padding: 16px; margin-bottom: 16px; }
.emi-card__emi { display: flex; align-items: baseline; gap: 10px; }
.emi-card__emi-label { color: var(--ink-soft); font-size: 14px; }
.emi-card__emi-num { font-size: 30px; font-weight: 800; color: var(--ink); }
.emi-card__sub { display: flex; justify-content: space-between; margin-top: 8px; font-size: 13px; color: var(--ink-soft); }
.emi-card__sub b { color: var(--ink); }
.emi-card__cta { width: 100%; padding: 14px; font-size: 16px; }

/* ===== 产品区 ===== */
.products { padding: 60px 20px; }
.products__inner { max-width: 1120px; margin: 0 auto; }
.products__title { text-align: center; font-size: 28px; font-weight: 800; margin-bottom: 30px; text-transform: uppercase; }
.products__grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 18px; }
.products__card { background: #fff; border: 1px solid #e8f2ed; border-radius: 18px; padding: 26px 20px; display: flex; flex-direction: column; align-items: flex-start; gap: 8px; transition: transform .15s, box-shadow .15s; }
.products__card:hover { transform: translateY(-4px); box-shadow: var(--shadow); }
.products__card--primary { background: linear-gradient(160deg,#e9faf3,#fff); border-color: #b8ead7; }
.products__icon { font-size: 34px; }
.products__tag { display: inline-block; background: #e6f7f0; color: var(--mint-dark); font-size: 11px; font-weight: 800; padding: 4px 10px; border-radius: 999px; letter-spacing: .5px; }
.products__card h3 { font-size: 18px; font-weight: 800; }
.products__card p { font-size: 14px; color: var(--ink-soft); flex: 1; }
.products__cta { padding: 11px 18px; font-size: 14px; }
.products__cta-link { color: var(--mint); font-weight: 700; font-size: 14px; text-decoration: none; }
.products__cta-link:hover { color: var(--mint-dark); text-decoration: underline; }

/* ===== 资格测评 ===== */
.quiz { padding: 60px 20px; background: #fff; }
.quiz__inner { max-width: 760px; margin: 0 auto; text-align: center; }
.quiz__head h2 { font-size: 28px; font-weight: 800; }
.quiz__head p { color: var(--ink-soft); margin: 10px 0 28px; }
.highlight { color: var(--mint); }
.quiz__box { background: #f6fbf9; border: 1px solid #e8f2ed; border-radius: 20px; padding: 26px; text-align: left; box-shadow: var(--shadow); }
.quiz__progress { display: flex; align-items: center; gap: 12px; margin-bottom: 22px; }
.quiz__progress-bar { flex: 1; height: 8px; background: #e3ece8; border-radius: 999px; overflow: hidden; }
.quiz__progress-bar span { display: block; height: 100%; width: 20%; background: linear-gradient(90deg, var(--mint), var(--mint-light)); transition: width .3s ease; }
.quiz__progress-text { font-weight: 700; color: var(--ink-soft); font-size: 13px; white-space: nowrap; }
.quiz__q { font-size: 20px; font-weight: 700; margin-bottom: 16px; }
.quiz__options { display: flex; flex-direction: column; gap: 10px; }
.quiz__opt { background: #fff; border: 2px solid #e3ece8; border-radius: 12px; padding: 14px 16px; text-align: left; font-size: 16px; cursor: pointer; transition: all .15s; font-family: inherit; }
.quiz__opt:hover { border-color: var(--mint); background: #f0faf6; }
.quiz__result { text-align: center; padding: 10px 0; }
.quiz__result h3 { font-size: 22px; margin-bottom: 8px; }
.quiz__amount { font-size: 40px; font-weight: 800; color: var(--mint-dark); }
.quiz__rate { color: var(--ink-soft); margin: 8px 0 20px; }

/* ===== 响应式 ===== */
@media (max-width: 860px) {
  .hero h1 { font-size: 34px; }
  .hero__inner { padding: 56px 18px 100px; }
  .rewards__grid, .steps__grid, .features__grid { grid-template-columns: 1fr 1fr; }
  .reviews__grid { grid-template-columns: 1fr 1fr; }
  .stats__grid { grid-template-columns: repeat(3, 1fr); }
  .footer__inner { grid-template-columns: 1fr 1fr; }
  .apply-form { flex-direction: column; }
  .navbar__countdown { display: none; }
}
@media (max-width: 560px) {
  .rewards__grid, .steps__grid, .features__grid, .reviews__grid { grid-template-columns: 1fr; }
  .stats__grid { grid-template-columns: repeat(2, 1fr); }
  .footer__inner { grid-template-columns: 1fr; }
  .navbar__cta { padding: 8px 12px; font-size: 13px; }
  .hero__amount { font-size: 56px; }
}